THE WRONG LOAN COULD COST YOU A FORTUNE

When it comes to home loans its easy to get complacent, that is, until you realise you're throwing away thousands of dollars! That’s why you should speak to an AMW Adviser today. It's quick, easy, obligation-free, and could save you thousands off your mortgage.

We'll compare your home loan against the hundreds on our panel to make sure you have a great deal. Best of all, speaking with an Adviser to compare loans costs you nothing!

It's no wonder the majority of people who visit AMW end up finding a substantially better loan - one worth switching to!

CONSOLIDATING YOUR DEBTS

You could save thousands in interest payments, fees and charges by consolidating your personal loans, credit cards or car loans with your home loan. This will require an informed and cautious approach to making repayments.

Consolidating your debts offers attractive benefits in terms of reduced interest rates and long-term interest savings, the ability to make one regular repayment (rather than several) and the opportunity to get ahead and pay your debts off sooner than you had planned. Many lenders offer you the flexibility to consolidate your debts by 'splitting' them with your loan account, so that you can manage them separately, whilst still reaping the benefits of the lower interest rate.

On the other hand, there are traps. You need to be careful not to end up paying more by spreading your repayments over a longer period of time. You also need to check that the savings you can achieve will outweigh any exit costs on your existing short-term loans and avoid letting credit card debt get out of control.

An AMW Advisor can help you restructure your finances, outlining the best ways for you to achieve great savings and avoid the traps.

TIPS FOR REFINANCING

Here are some handy hints if you're thinking about refinancing:

• You don't have to move home to move your loan - Why wait until you sell your home or buy another property to start saving? If you’re not satisfied with your current loan, let us show how refinancing can help you start saving thousands today.
• Considerable savings can be made by switching to a more appropriate loan - Savings made through lower interest rates and low (or no) monthly fees or additional charges on your loan's features can be significant. When such big savings are added to your repayments, they can cut years off your loan and save you thousands.
• Save even more by consolidating your finances - Consolidating your credit cards, personal loans and car loans with your home loan could save you thousands in interest payments, fees and charges.
• You don't need to shop around - At AMW, we'll do all the legwork for you. We offer a wide range of loans from the major banks and other specialty lenders. We'll help you compare your current loan to all the loans on our panel, helping you find the one that's just right for you - saving you lots of time, and potentially thousands of dollars!